Your posts indicate that you have little or no knowledge of what causes homelessness.
As it goes I certainly don't think that I have observed more than you, but that's possibly why I look at the research compiled by people who work in this field. None of whom agree with your view.
The lack of...
Some of the more "It's their own fault" type of people might want to read this.
http://england.shelter.org.uk/campaigns/why_we_campaign/tackling_homelessness/What_causes_homelessness
"What causes homelessness?
Sadly, many people view homelessness as the result of personal failings, and...
You talk an awful lot of sh!t.
If you actually looked at the research you would recognise that your "sound assessment" is actually just opinion based on limited observation and very little else.
This dog allowance BULLSH!T is a great example of the crap that people hear and take to be fact.
It's like "Bro science" but worse. Much much worse as it contributes to the divisiveness that permeates through society.
Sorry but you've taken a small element of truth that the system is "open to exploitation" and extrapolated that further in order to justify your own view. The welfare system is under pressure for a number of reasons, but it's not down to "lifestyle choice for many". It is exploited by a minority...