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Jesus wept. These are the people the taxpayers bailed out in 2008. Should have let them go down, as it's clear that they are as incompetent as ever and have learned nothing.

We had a situation about 18 months ago where I was driving home and my phone pinged with a text message. Naughtily, I looked at the screen to see who it was from and it was the unauthorized overdraft notification text from my bank. I thought that was a bit odd as I wasn't expecting any large...