This is a good question for me at the end of the year as I have to submit business and personal accounts in both the UK and in Germany. I wont be in debt but how much I actually have is a mystery until these accounts are dealt with....then the cycle begins again.
Ha ha. No. I subscribe to Resident Records and Sacred Bones, and now Rough Trade EU, mailing lists and they make it too easy to buy things. I blame them.
Apart from mortgages, including a new “commercial loan” to buy a property over here, no debt of note.
I say commercial loan, I bought an apartment in a new project which then went bust. After a 5 year legal battle a subset of the original buyers managed to buy the half finished and now...