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  1. Herr Tubthumper

    [Finance] Cash or card ?

    This is nothing more than the digital version of losing/forgetting your wallet or car keys though :shrug:
  2. Herr Tubthumper

    [Finance] Cash or card ?

    I do admire your spirit and attitude though. It's like @cunning fergus and his rebelion in France, he stuck two fingers up to the French by not carrying ID with him for one single second in Marseille. They're probably still reeling from this as I type. I heard he also smuggled a porn mag and and...
  3. Herr Tubthumper

    [Finance] Cash or card ?

    If you see it like this fine. But at the end of the day if you’ve bought something from a shop you’ve used your card…the only difference is you’ve used it in the ATM to withdraw the cash first. And good luck using cash with online purchases.
  4. Herr Tubthumper

    [Finance] Cash or card ?

    I’m afraid I don’t know the answer to this; it’s an interesting question though. My point was that if I pay someone 100 quid by card, or cash, it’s the same 100 quid from my bank account.
  5. Herr Tubthumper

    [Finance] Cash or card ?

    The banks and financial institutions and governments have full control anyway regardless of whether the payment is made with physical money or electronically. It’s still “money” regardless of the form.
  6. Herr Tubthumper

    [Finance] Cash or card ?

    PS seems like you're in the building business. I can understand why you're reluctant for a cashless society :lol:
  7. Herr Tubthumper

    [Finance] Cash or card ?

    I appreciate this is not a reply to my post but Sweden is almost cashless, only 2% of transactions are now cash in some parts of the country apparently. What consequences are you talking about, and how have they seemingly got around this in Sweden?
  8. Herr Tubthumper

    [Finance] Cash or card ?

    I’ll take a closer look but at first glance i recently sent a 100 euros and that seems to be what the recipient got.
  9. Herr Tubthumper

    [Finance] Cash or card ?

    My and my wife swop money around by using PayPal. This doesn’t cost us anything. Can businesses use this? PS I have no idea how they make their money.
  10. Herr Tubthumper

    [Finance] Cash or card ?

    Can you imagine if you offered to pay using your phone. The kebab shop owner would think he’s been kidnapped and placed in a science fiction film.
  11. Herr Tubthumper

    [Finance] Cash or card ?

    It’s also useful when visiting places like Stoke, otherwise you’ll starve. Best to change your notes into fivers though.
  12. Herr Tubthumper

    [Finance] Cash or card ?

    as a follow up, when we arrived and asked a local about the need for cash he said “if you carry cash people will think you’re a criminal”.
  13. Herr Tubthumper

    [Finance] Cash or card ?

    I’ve not needed any cash in Copenhagen; small music venue, bars, corner shop, cafes, supermarket all take cards or are completely cashless.
  14. Herr Tubthumper

    [Finance] Cash or card ?

    Something I am aware of is that there’s quite a significant “black economy” in the hospitality sector over here. It’s not uncommon for people to have a formal work contract and be paid a regular ageee monthly “black” top up. It seems to be “tolerated” by the tax authorities as well. That said, i...
  15. Herr Tubthumper

    [Finance] Cash or card ?

    My experience is the opposite regarding taxis in Brighton and London, most if not all have one of those small white block things connected to their phone.
  16. Herr Tubthumper

    [Finance] Cash or card ?

    I carry an emergency big note but this is all.....use my phone all the time now.
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