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True. And I actually think they're very helpful with all the form filling, knowing how the particular lender works etc etc. They can make your life a lot easier and get you a good deal.

I'd agree with this.

What do you mean by sometimes? :smile: Cheers fella. Dir auch!

Probably true but the minute anything deviates from the simple "couple in permanent PAYE employment buying a regular house" it gets more difficult. The minute you don't tick one box and the computer says no, or they find something slightly irregular about you or the property, it can become a...

How much does it cost for a broker to do it for you these days?

What they offer is no-need to do this and sorting out all the paper work and dealing with the bank etc.