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bought 2 pints in Wetherspoons?(y)

As they say in military circles: No plan survives contact with the enemy.

The credit score thing is a strange idea. I have a £300k mortgage and spend a decent amount each on cards. I clear all cards every month. My score just got a few points worse. What they cannot see is that i have enough cash in other investments etc to pay the whole mortgage. i also earn six...