Exactly - and this is surely about the right answer to give to the OP's question - 'Is he any good?' Yes, he might be, so worth a punt on a half season loan with a view to buy in January if he does well.
Quite a variety of opinions on here - in some cases quite bizarre ones! He was a promising youngster in our team 2-3 years ago, since when his career has pretty much stagnated, or even gone backwards. Whether that's because we've moved on faster than he has, or whether he just hasn't developed...