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What would be the minimum reasonable investment period for a cautious old man?

Jeez, how much would you have to invest to "make" £100k any other way?

From the point of view of a 59-year-old, I have to say that paying off the mortgage early is hugely liberating. I did also put extra money into my pension, which allowed me to retire early, but that's long term, and possibly risky if they move the goalposts.