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Whilst that’s true in the south and south east of the country, it’s certainly not the case for many people I deal with in parts of the north and Scotland where prices have remained the same or gone the other way. As you know there are a lot of interest only mortgages coming to an end now and in...

Yes for sure but unfortunately there was no way everyone doing it was going to be that sensible and also a lot of repayment vehicles were mis-sold or weren’t actually suitable for the individual or purpose. Like 125% LTV mortgages and self cert mortgages, they were a disaster waiting to happen.

Spot on. As a fellow MA, you’ve just saved me typing out pretty much exactly the same. To add to some of the comments about interest only mortgages, residential interest only mortgage are very hard to get these days. Rightly so, I speak to people so often who are now in a really difficult...