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This. The lack of supply is what has caused the problem and has been the case for many years now. Even where development has happened it has been the wrong type of development. There have been far, far too many 'luxury' flats and large 'executive' style detached houses built and not enough...

I'm not blinkered at all but thanks for the comment on my character without actually knowing me at all. No I never said they're not decent and hard working did I? I just don't take joy in anyone's misery. Re: your points, if they've got savings in the first place then hopefully the elderly can...

Similar here. We've had two children since we took out our mortgage on the house and my wife has left her job to look after the children. We can afford to get by until she's back at work but couldn't get the same mortgage at the moment. Our fixed period came to an end recently so we just...

Totally agree. And anyone who thinks that modest interest rate rises will cause a drop in house prices is wrong. The only thing that could do that is a massive increase in the number of properties being built across the country and that's just not happening. A high number of people will...