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Depends when you are likely to want to access it. If in the next year or two I would suggest now isn't a bad time to start to de-risk. As mentioned above the FTSE 100 isn't increasing because everything is rosey.

http://www.bbc.co.uk/news/business-36256358

Sorry I didn't realise you lived in SA. However when imports to the UK become 10% or whatever more expensive then someone is going to have to pick up the cost. I agree RPI won't be 10% because not all the costs are imports but there will either be an increase in costs to the consumer or a...

So you don't buy food, beer, wine, cars?

You won't be saying that when foreign holidays and anything we import goes up 10% in the months to come.