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Fair play but in my experience its bank loans etc that underpin the start of a business and that type of loan needs a guarantee of some kind. This is generally something like a property/mortgage which means the risk involved for the business owner can be quite a serious undertaking so I think...

The interesting thing about all this is that every single business has grown through somebody ( Business owner ) generally taking a big risk in life. This often then results in somebody else ( Worker ) moaning about his lot and moaning about the risk taker who has provided him with the...

The only stress I have is the rushing to get things done sort of stress that is part and parcel of running your own business. Don't get me wrong this is a choice I have made after many years in a highly paid corporate environment where the stress levels were 10 times more.

Not since the 2008 crash

With respect I disagree. If you had read my posts you would see that I earn less than my staff which is about the minimum wage. Just because you can't live on that it doesn't mean the rest of us can't. I DO NOT EXPLOIT MY STAFF. They have a choice to work for me for what I pay or work for...

To a degree the term living wage is subjective especially as the cost of living will vary immensely throughout different parts of the UK

Not so and the last 2 people I have recently employed I am actually paying slightly more than they previously earned as they were on the minimum wage. My fear is that there will be a point where the minimum wage may rise to an unsustainable level for a small business. Since the crash in 2008...

It's a retail shop with online mail order

We all live happily on what we earn and many people are motivated to work by things other than money. I suspect if you surveyed people many would prefer a job they enjoyed that paid less than a well paid job that they hated doing. We all spend a huge chunk of our life at work and job...

Some people just don't have a clue. I have a small business and like my workers I earn less than £8 an hour. Every time the minimum wage increases then mine reduces to pay workers the extra. What happens when people like me have to close their businesses and the workforce don't have a job. It's...