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Lets get a few things straight, I don't think we are in trouble but I don't think we are-will or ever going to make the vast amounts of money people think the ground makes on matchdays. I think TB is a very rich shrewd man who thinks things through very carefully and plays his business dealings...

The banks don't like debts over a company even if the debtor is a director, converting some of it to stock takes the debt off one part of the books and moves it to another in this case Shares. This sort of proves to the bank he won't be immediately asking for his money back and makes the books...