There's always plenty of people better off than us, and also many worse off than us. Unfortunately, rightly or wrongly we rarely take comfort from the latter.
I can't wave any magic wand to make you feel better in the very short term, but I can offer to personally "coach you", for want of a...
I started this when I bought my first home and everything was very tight initially. My memory is a bit hazy, but I think I'd had one of those horror months and thought "I need to try and avoid that happening again". I'm not entirely sure how I got it up and running, but once in operation it was...
Possibly the best thing I ever did money-wise, quite early on, was to setup a separate bank account that I moved cash into every month on pay day for all the things that were either annual bills or to cover things that could happen from time to time. The amount I saved was equal to what each of...