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I'm not sure who you're targeting with this post, but I'm certainly not saying anything is right or wrong. I'm merely saying that I believe most people will take tax efficiencies wherever they are available, yet they'll sneer at those who do likewise.

Maybe. I’ve no real idea. My comments are more targeted at the hypocrisy that often surrounds tax. As others have said, there are very few people who, if presented with a “tax efficiency” would not take it.

Indeed. And when your friendly local tradesman offers to give you a better price "for cash in hand", most folk will think "result - I get to pay less!" and happily oblige.

I think it's like bad driving. No one is a bad driver themself, it's just all the others on the road.

I recall someone I know to be self-employed on here getting all righteous about one of the previous tax efficiency/avoidance stories in the news. It took me about 2 minutes to find that the limited company umbrella for his self-employment included his partner as a shareholder. She'd replaced...