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You have more spare time than me. Why would you ever use the first credit card with such advantageous credit facilities on the second?

Direct Debit payers pay no interest. And, if they need to cancel early on, they can and they'll pay less than you who has already paid in full. Finally they don't have to keep applying for a new credit card in order to have perpetual interest free arrangements.

It's very poor English. And as Goldstone1976 has highlighted there is very little, if any, logic to your approach.

Any chance of that in English in a way that also makes logical sense please?

Nah, not having that. You would not be charged £50 for not renewing. You would be charged £50 if you didn't cancel the renewal within the timeframe communicated, and then said "i don't want to renew" when it was too late. And rightly so.

Typically a supporter would pay the whole season ticket fee, for matches running August through May, in the preceding April or May. With the Albion, supporters do not have to find this lump sum in one hit if they don't want to. Other clubs have offered similar schemes, but opting to pay in...