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Just to confuse you further, in the midlands they use borrow for lend (as in 'can you borrow me a tenner?').

Always like to rise to a challenge.

I've often wondered about this, so having done a bit of digging, I think the OP is probably right. This from the Guardian guide: spelled or spelt? spelled is the past tense, spelt is the past participle; she spelled it out for him: “the word is spelt like this” But this sort of implies you...