My own view is that there should be a transfer window from Jan 1st for 1 month and other than that an emergency loan to overcome injuries subject to permission from the league but not automatic and when granting permission the FL should require medical evidence and not just we need a goalscorer...
We wouldnt or rather TB wouldnt pay for Vydra so I wouldnt think it was very much more a case of giving him games. Isnt there a recall option on all loans after 28 days?