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Lol. Sorry for misunderstanding you!. Agreed fully. There are life lessons and life lessons. Trying to get on the housing market now, without help, is likely to be a lesson in 'dont bother, it's not worth it'. IMO.

Ooooh. Below the belt that. Yes I'm a nasty landlord. Oh. Ban, Shirley? Apart from the fact that landlords are getting out of the rental market due to all the new legislation and it's not 'solved' the housing crises but caused a massive rental crises. Do you know how many 3 bed semis are...

Ah ok HWT. It's obviously something that both of you need to be comfortable with and not cause undue stress. It's horses for courses. As I said, we were more than happy to take the 'risk' where my son in laws parents weren't. Everyone is different and some are more risk averse than others.

Quite a bit older than you. Just giving my opinion, thought that's what a forum is all about. You can agree or disagree. The alternative is for them to get into the 'rental trap'. A 3 bed semi is £1500 a month around here. How many people can afford that and save for a deposit? Hence me and...

Can always drop hints like "do you know how much we can make renting your room out?" Or the classic "I moved out and bought my own place at your age". But seriously tho, best thing we did was to free up cash so our eldest could get on the ladder about 8 years ago. Just before the lockdown she...

Do you do BTL Mortgages too? Got one coming to an end next year.