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Yes, only at 60 :)

This sums it up for me. If you can't afford it, don't buy it. Up to 8 years ago we had 2 wages coming in, after Mrs AR retired on health grounds, we went down to my wage and adapted to that. Now with certain things going on, we may have no wages, only an insurance that kicks in after I've...

Mortgage paid off five years ago and don't owe anyone anything, apart from the usual utilities. Have savings and pensions.