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Should have added. Given you are buying a flat that may well have big service charges coming up, your solicitor should withhold a certain amount for the chance of undeclared maintenance charges - say £3k. They hold it in a secure account and release it back to the sellers solicitor after a year...

In a normal market I'd agree but now isn't a normal market. I've seen property 'values' dive. I recently tried to sell my home because we'd found a great place in Devon and had our offer accepted. We started at what we thought was a reasonable price ( 20k below what the agent suggested ). Over...