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  1. dazzer6666

    [Finance] PCP finance help - can't work it out

    Vehicle availability is a bit crap (or was a year ago when I changed mine as lead times for new cars are so long) so anyone looking for a particular model/spec needs to act quickly if they find what they are looking for……..
  2. dazzer6666

    [Finance] PCP finance help - can't work it out

    If it was going to be paid off in a month you could avoid paying any interest on a CC. Card companies are often happy to agree temporary increases in limits for specific purposes so you wouldn’t need a permanent limit of that magnitude. You’d need to consider the mortgage arrangement fee going...
  3. dazzer6666

    [Finance] PCP finance help - can't work it out

    Imagine you’d get hit with early repayment penalties which accounts for the higher than expected settlement figure. BMW tried to get me to take out a PCP when I got my last car from them, but it made no economic sense with the interest rates and balloon payment due at the end of the term. My...
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