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Just a thought and I may be talking bollox (again) but I always assumed that car dealers like other companies tried to maximise their end of years sales figures for performance related bonuses etc. You should be in a good position it you can hang out and try and potentially agree a deal that...

I can’t help you with your particular figures but the last two cars I bought outright, albeit both new, in 2015 and 2016, I wanted to pay in full in cash, but it worked out about £1-£1.5k cheaper per car if I took their finance deal (not leasing) and just paid it off in the first three months. I...