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I read on the BBC this morning I think that only 25% of homes are owned by people with outstanding mortgages. 37% of homes are owned outright. The rest rented. Out of those 25% it is only those on variable rate mortgages, or those with fixed rate deals coming to an end who are going to be...

Indeed, I remember my Mum, in her 80's now so mortgage long ago paid off, telling me a while back that whenever they had any spare money they overpaid on their mortgage. Friends used to tell them they were mad. Obviously now, people are worried about whether they can even meet the repayments...