It's factual and true based on experience when we ourselves had to rent due to extortionate rents not allowing hard working people to save for a deposit. Three different landlords, all the same.
We have seen it with many others too.
You may be an exception along with a few others but landlord...
Main borrowing for us is up for renewal in a few weeks and the additional borrowing September. Renewed early April and paying an exit fee to get the additional borrowing aligned which is less than a separate fee.
Bloody glad I did it early as an extra £220pm then but would be £380 with recent...