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At that level the insurance contracts are individually negotiated so you can do what you want (at a price obviously). Also depends on the contract I guess, and any terms included around career-ending injury for example. If the player could see it terminated then he'd insure, if not then I'd...

Whooosh, methinks 🤣

Yep, same as anyone else - income protection, critical illness cover etc.

Doesn’t sound that unrealistic - ballpark income protection cost say £10/month for £2,000/month at age 25 through to 65, so £5k/month would buy £1m/month cover at the same rate.