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Just out of interest, are your parents still alive? If they are they must be very proud of your views.

Not fair to the majority of us old ‘uns. I worked bloody hard (2 jobs some of the time) to pay my mortgage with interest rates in the teens at times. I’m certainly not rich, I don’t have a mortgage but I don’t have savings either. I can get by on my pensions and Mr P still works so that’s a...