If you have a property in a desirable area you can mitigate some of the increase by passing it onto the tenants. Those in less desirable areas will find it tough. And rents in Brighton and Hove seem to have already increased a lot during and post pandemic.
You have a decent rate fixed for another 3.5 years. You wil most likely have limits to how much you can pay offwhilst on a fix. My advice is to maintain your current payments BUT stick the money you would have paid in overpayments/bi-weekly payments/chunk into a savings account and see how the...
It was piss easy in the mid-90s. I met with my bank manager to arrange some life insurance and he asked if I was interested in any other products and mentioned a mortgage. I was late 20s and living in London and the idea hadn’t ever entered my head. He asked some questions, did some sums, did...