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That sounds sort of right, but I would have put it the other way round and related to the amount of time we have left. Works in the same way as you might look forward to a good experience and it seems to take forever to come round, whereas a hospital operation you are dreading comes round in a...

Since the first month I started work, my financial planning included my work pension and State Pension and developing savings. When I retired after 45 years, my lifestyle was/is based on that same premise. It's a shame some people think I should have died sooner rather than be able to enjoy a...