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I must have just found some new start up bank - called HSBC operating in France then who do indeed seem to be offering credit cards. https://www.hsbc.fr/content/dam/hsbc/fr/docs/en/Comparatif-Garanties-CB.pdf

Really? So you cannot get a credit card in France?

Yep. Also a lot going on in South Africa/Kenya.... https://www.forbes.com/sites/tobyshapshak/2018/12/27/following-mobile-moneys-rise-in-africa-mobile-banking-is-now-booming/#6402ba35cf3d Are the same people downplaying this - the same ones that thought the world would end when cheques stopped...

How do you think the turnstiles validate your ticket? Has there ever been issues with the turnstiles? In the WSU since we'e been at the AMEX I can't think of a time when the card machines have not worked

Do you not drive your car because one day it will breakdown?