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I do and I do apologise to BensGrandad but in my defence he did quote me when responding to your post.

It won't be a blanket insurance. It will probably be individual insurances for each player. Policies can vary from club to club. You can also take out different types of policies. Some where the club is the beneficiary and they receive the payout if the player is injured which they would then...

I enjoy BGs posts - I know I am in a minority but I think he talks sense sometimes. The only times he really talked a wee bit drivel was the left back problem a few years ago and a comment he made after the Gaetan Bong incident. Apart from that I really enjoy his ''banter''

You have quoted the wrong person. I never said he appeared with Steve Claridge - Go back to bed and get up again BG

Even dafter statement. You don't register to play ''solely'' for U23s. If someone is ''playing staff'' - They need to be insured against career ending injuries. They are not as small a premium as you may think

I too enjoyed his punditry. I never thought he was treated badly though because I have no doubts it would have been explained to him the reason why he never got a new playing deal. You can't have too many older players in the squad and especially not in the same position ie ; right back...

And run the risk of having to pay a playing contract, insure him as a player (costly business) and utilise one of the over age players that we may need to utilise for players coming back from injury. Your normally one of the people to spot these sort of pitfalls at such suggestions. Your...

You also have to factor in ''stability'' in a coaching capacity If he goes somewhere else the managerial merry go round is such that he could have ended up going somewhere as a No 1 or a No2 and the manager and his assistant are sacked within a few months. There is a 3/4 year stability...