I suggest you wait till the end of the season before deciding whether it is not value for money. If his goals keep them in the Premier league than it will be excellent value for money.
I don't really see what all the fuss is about. Clubs pay loan fees all the time but in this case I don't believe Chelsea were asking for one. Assuming Swansea are paying all his wages and the million, if he scores goals for them then it is a bargain. As for it being a bribe, thought all the...