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I had not come across it other than as an add-on to health cover, presumably because the risk premium is relatively low compared to the administration cost of such a policy. However a quick Google shows that Dogs Trust include it in their membership which is £25 a year.

Be careful on the third party cover. I totally understand the use of a savings account to cover bills and on average that should work. All of our dogs have always been insured for two reasons. I never want to be standing in front of a vet making a decision on our family 's welfare based on...