Completely agree. I got a new mortgage late spring this year that also involved another remortgage and it was a nightmare (15 years ago was the first time). Took over six month and the bank dragged their feet and really messed us around. Got it through but only just before it looked li,e the...
Am sure there are some great advisors and they might get a few deals that cant be had elsewhere but other than the first time i always do myself. I suspect the more complicated your financial position or transaction the more value they would add.