[Misc] Official NSC Dog Bore Thread

pb21 said:

Has anyone got any advice/experience with long term medication for dogs and how it works with insurance and costs etc.?

Ours seems to have developed a long term allergy to something and her belly gets quite badly inflamed. Used to happen late summer now seem year long. Apoquel works very well, but its bloody expensive, I think its working out at ~£100/month, which she has been on for 3-months now. We have insurance but haven't claimed yet, but might need to though if this continues, but her insurance is ~£45/month, i.e. £55 less. What happens if we want/need to claim for this long term?

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Grizz said:

Our Rosie was on Apoquel for years and you're right, it's chuffing expensive. Unfortunately this is where the insurance companies have you over a barrel. You have to pay your excess to claim, then it becomes a known medical issue, so in the vast majority of cases, if you swap insurers then they'll not cover you for it, so you stick with the insurer you're with and they hike up the cost of your insurance beyond what you'd claim back. We just sucked it up each month, cut out going out to a restaurant once a month to pay for it.

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Worried Man Blues said:

Swansea docks, Brewer and Griff

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pb21 said:

Thanks for this, useful to know.

I am currentlty gving her half the dose to see if that works. Been a week now and I think OK, fingers crossed. If she is still OK in a couple of weeks will stop all together and see how she goes...

Does seem that pet insurance isnt really for long term chronic issues then, they will just ramp the cost up to cover, which on the one hand makes sense, on the other quite fustrating!

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