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[Finance] Premium Bonds - prize pool increased again - you ever have any luck?







B

BLOCK F

Well-known member
Feb 26, 2009
6,373
£350 for me and £75 for my wife.
‘Beers’ are on me this month, I have been told.😁
 




Peteinblack

Peteinblack

Well-known member
NSC Patron
Jun 3, 2004
3,625
Bath, Somerset.
£75 this month, and £100 for Mrs Peteinblack.

I certainly can't complain about my recent good fortune.
PBs.JPG
 
















H

HalfaSeatOn

Well-known member
Mar 17, 2014
1,906
North West Sussex
What are peoples annual percentage returns? I’ll have £15k in from May’s draw for 12 months only. I’m looking for a minimum 5% return ie £750 but also prepared for nowt.
 


nwgull

nwgull

Well-known member
Jul 25, 2003
13,827
Manchester
HalfaSeatOn said:
What are peoples annual percentage returns? I’ll have £15k in from May’s draw for 12 months only. I’m looking for a minimum 5% return ie £750 but also prepared for nowt.
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I'm averaging £150 a month for my 50K, so about 3.6%. On the basis of this income being tax free, it's not a bad return for a safe investment where I can always withdraw my money instantly without penalty.
 




S

Si Gull

Way Down South
Mar 18, 2008
4,391
On top of the world
HalfaSeatOn said:
What are peoples annual percentage returns? I’ll have £15k in from May’s draw for 12 months only. I’m looking for a minimum 5% return ie £750 but also prepared for nowt.
Click to expand...
You're unlikely to get a 5% return. nwgull's return of 3.6% is more realistic. I'm averaging just over 2% in the past 6 months, other half around 3.5%. Of course, you only need one 'big' win to make it worthwhile....that's the hook!
 




Jackthelad

Jackthelad

Well-known member
Mar 31, 2010
834
I watched the Martin Lewis video on it and he basically said that it's only worth doing if you have 40/50k invested. But even then you lose out the thousands you would get from a normal 3/5% ISA on just on a small chance you get the big money. If I've got that right then I think I will pass.
 




Clive Walker

Clive Walker

Stand Or Fall
Jul 5, 2011
3,183
Brighton
Jackthelad said:
I watched the Martin Lewis video on it and he basically said that it's only worth doing if you have 40/50k invested. But even then you lose out the thousands you would get from a normal 3/5% ISA on just on a small chance you get the big money. If I've got that right then I think I will pass.
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for me its a nice convenient way to stick money into as its safe, easily accessible (no penalties), no tax implications and it might pay more than the 3% you'd get else where with less flexibility.

But also I want to win BIG.
 


bluenitsuj

bluenitsuj

Listen to me!!!
Feb 26, 2011
4,370
Willingdon
Just the £50 this month. Nothing in March but £475 in February.
 










H

HAILSHAM SEAGULL

Well-known member
Nov 9, 2009
10,347
Only £200 between us this month
 


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